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Different types of Insurance

General Lability

General liability insurance is a type of insurance policy that provides coverage for a business or organization against claims of bodily injury, property damage, and other covered events. It is designed to protect the policyholder from financial loss due to accidents that occur on their premises or as a result of their operations.

Commercial Property

Commercial property insurance is a type of insurance policy that provides coverage for a business or organization’s property and assets. It is designed to protect the policyholder from financial loss due to damage or destruction of the property caused by covered events, such as fire, theft, or natural disasters.

Commercial Auto

Commercial auto insurance is a type of insurance policy that provides coverage for vehicles used for business purposes, such as delivery trucks, service vans, or company cars. It is designed to protect the policyholder from financial loss due to accidents, damage or theft of the vehicle, and liability for damage or harm to others.

Business Income

Business income insurance, also known as business interruption insurance, is a type of insurance policy that provides coverage for lost income and extra expenses in case a business is unable to operate due to a covered event, such as fire, flood, or theft. It is designed to protect the policyholder from financial loss during the period of interruption.

Workers Compensation

Workers’ compensation insurance is a type of insurance policy that provides coverage for employees who are injured or become ill due to work-related activities. It is designed to protect both the employer and the employee from financial loss due to workplace injuries, and to ensure that the injured employee receives benefits such as medical expenses, lost wages, and disability benefits.

Commercial Umbrella

Commercial umbrella insurance is a type of insurance policy that provides additional liability coverage for a business or organization beyond the limits of their underlying liability policies. It is designed to protect the policyholder from financial loss due to large or unexpected claims that exceed the limits of their primary insurance policies.

Frequently Asked Questions

What is a deductible ?

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How can I make sure that I have coverage for my valuables?

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Do I need to get a new appraisal to renew or change my coverage?

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